FAQs
Got questions about financial planning or mortgage broking? Here you’ll find answers to the most common queries clients ask when getting started.
Financial Planning FAQs
Financial planning can sometimes feel complex, but it doesn’t need to. These questions explain how we work, our approach, and how planning can help you feel more in control of your financial future.
What does a financial planner do?
A financial planner helps you make smarter decisions with your money. That could include budgeting, investing, superannuation, retirement planning or managing debt — always with your goals in mind.
Do I need a financial planner if I’m not wealthy?
Yes. Financial planning is about helping everyday people as much as high-net-worth clients. A clear plan can reduce stress, improve cash flow and set you up for long-term financial security — no matter your starting point.
How do you get paid?
Our fees vary depending on the services you need. We’ll always explain costs up front so you know exactly what to expect.
What is your investment philosophy?
Markets are unpredictable, so we focus on long-term, diversified strategies that are designed to withstand short-term ups and downs.
Can you help me plan for retirement?
Absolutely. We’ll help you make the most of your superannuation and put strategies in place so you can enjoy the lifestyle you want later in life.
Which lenders do you work with?
Through our aggregator network, we can source loan options from over 40 different lenders. This means we can help you find a range of suitable options for your specific situation.
Ready to take control of your future?
The right financial plan can give you confidence today and security for tomorrow. Let’s talk about your goals and how to make them happen.
Mortgage Broking FAQs
Finding the right loan is about more than just comparing interest rates. These questions explain how the mortgage process works and how we can make it easier.
Why use a mortgage broker instead of going to the bank?
We compare multiple lenders and products to find the loan that suits you best, saving you time and helping you avoid unnecessary stress.
How much can I borrow?
Your borrowing capacity depends on your income, expenses, deposit and other factors. We’ll calculate this for you and explain what lenders are likely to offer.
Do you charge fees for your mortgage broking services?
In most cases, the lender pays us a commission, so there’s no cost to you. If any fees do apply, we’ll be clear about them upfront.
Can you help with refinancing?
Yes. We regularly review clients’ existing loans to see if a better deal is available, helping to reduce repayments or access equity.
Do you work with first-home buyers?
Yes. We help first-home buyers understand their options, secure the right loan and make the process as smooth as possible.
Why choose Straddle.
Financial decisions don’t have to feel complicated. With over 10 years of experience in both financial planning and mortgage broking, we combine clear advice with practical strategies that fit real life. Whether you’re building wealth, buying a home, or planning for retirement, you’ll have a trusted partner by your side every step of the way.
Request a call back.
Sometimes the best way to start is with a quick chat. Leave your details and our team will be in touch to talk through your goals and how we can help.